Kurla Nagarik Sahakari Bank Balika
Balika · Nainital, Uttarakhand
263846304 is the MICR code for the Balika branch of Kurla Nagarik Sahakari Bank, located in Nainital, Uttarakhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KNSB0010002.
Bank
Kurla Nagarik Sahakari Bank
Branch & Address
Balika
M L Sah Balika Vidya Mandir Ati Road
Nainital, Nainital, Uttarakhand
Contact
+915942237413MICR Code Structure
263
City
846
Bank
304
Branch
City code 263 identifies the RBI clearing centre, bank code 846 identifies Kurla Nagarik Sahakari Bank, and branch code 304 identifies this specific branch.
Online Payment Methods Supported
Other Kurla Nagarik Sahakari Bank branches near Nainital
Other banks in Nainital, Uttarakhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KNSB0010002) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 263846304 is in the middle, and your account number is on the right.