Almora Urban Co-operative Bank Panuwanaula
Panuwanaula · Almora, Uttarakhand
263849013 is the MICR code for the Panuwanaula branch of Almora Urban Co-operative Bank, located in Almora, Uttarakhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUCB0000061.
Bank
Almora Urban Co-operative Bank
Branch & Address
Panuwanaula
Panuwanaula, Pithoragarh Rajmarg, Distt Almora Pincode 263601
Almora, Panuwanaula, Uttarakhand
MICR Code Structure
263
City
849
Bank
013
Branch
City code 263 identifies the RBI clearing centre, bank code 849 identifies Almora Urban Co-operative Bank, and branch code 013 identifies this specific branch.
Online Payment Methods Supported
Other Almora Urban Co-operative Bank branches near Almora
Other banks in Almora, Uttarakhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUCB0000061) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 263849013 is in the middle, and your account number is on the right.