Bank of India Balrampur (BOI)
Balrampur · Balrampur Dist Balrampur, Uttar Pradesh
271013002 is the MICR code for the Balrampur branch of Bank of India, located in Balrampur Dist Balrampur, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0006841.
Bank
Bank of India
Branch & Address
Balrampur
Bank Road Tulsi Parkbalrampur Dist Balrampur
Balrampur Dist Balrampur, Balrampur Dist Balrampur, Uttar Pradesh
Contact
+915263232149MICR Code Structure
271
City
013
Bank
002
Branch
City code 271 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Balrampur Dist Balrampur
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0006841) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 271013002 is in the middle, and your account number is on the right.