Indian Bank Grainsari
Grainsari · Balrampur, Uttar Pradesh
271019260 is the MICR code for the Grainsari branch of Indian Bank, located in Balrampur, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000G512.
Bank
Indian Bank
Branch & Address
Grainsari
Vill Po Gainsari Gainsari Gainsari Gainsari PIN 271210
Balrampur, Gainsari, Uttar Pradesh
Contact
+917250431082MICR Code Structure
271
City
019
Bank
260
Branch
City code 271 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 260 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Balrampur
Other banks in Balrampur, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000G512) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 271019260 is in the middle, and your account number is on the right.