Bank of India Naugarh (BOI)
Naugarh · Siddharth Nagar Up, Uttar Pradesh
272013302 is the MICR code for the Naugarh branch of Bank of India, located in Siddharth Nagar Up, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0006993.
Bank
Bank of India
Branch & Address
Naugarh
Gorakhpur Road Near Powerhousenaugarh
Siddharth Nagar Up, Siddharth Nagar Up, Uttar Pradesh
Contact
+919638576475MICR Code Structure
272
City
013
Bank
302
Branch
City code 272 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 302 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Siddharth Nagar Up
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0006993) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 272013302 is in the middle, and your account number is on the right.