Utkarsh Small Finance Bank Pathardewa
Pathardewa · Deoria, Uttar Pradesh
274762503 is the MICR code for the Pathardewa branch of Utkarsh Small Finance Bank, located in Deoria, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001096.
Bank
Utkarsh Small Finance Bank
Branch & Address
Pathardewa
Kuchaya, Near Post Office, Near Cinema Hall Road, Pathardewa, Deoria, PIN Code 274401
Deoria, Pathardewa, Uttar Pradesh
Contact
+918318688805MICR Code Structure
274
City
762
Bank
503
Branch
City code 274 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 503 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Deoria
Other banks in Deoria, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001096) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 274762503 is in the middle, and your account number is on the right.