AU Small Finance Bank Sohani Kaptanganj
Sohani Kaptanganj · Kushi Nagar, Uttar Pradesh
274765005 is the MICR code for the Sohani Kaptanganj branch of AU Small Finance Bank, located in Kushi Nagar, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0004884.
Bank
AU Small Finance Bank
Branch & Address
Sohani Kaptanganj
1st Floor, Ganesh Chowk, Sohani, Partawal Road, Kaptanganj, Dist Kushinagar
Kushi Nagar, Kushi Nagar, Uttar Pradesh
MICR Code Structure
274
City
765
Bank
005
Branch
City code 274 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Kushi Nagar
Other banks in Kushi Nagar, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0004884) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 274765005 is in the middle, and your account number is on the right.