Indian Bank Banspar Bahorawa
Banspar Bahorawa · Ballia, Uttar Pradesh
277019014 is the MICR code for the Banspar Bahorawa branch of Indian Bank, located in Ballia, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000B628.
Bank
Indian Bank
Branch & Address
Banspar Bahorawa
Niyamatali Gram Sabhabelthara Road Banspar Bahorawa Vill Po Kundail Banspar Bahorawa Kundail PIN 221715
Ballia, Banspar Bahorawa, Uttar Pradesh
Contact
+919792529779MICR Code Structure
277
City
019
Bank
014
Branch
City code 277 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 014 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Ballia
Other banks in Ballia, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000B628) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 277019014 is in the middle, and your account number is on the right.