Canara Bank Karkoli
Karkoli · Hathras, Uttar Pradesh
281015048 is the MICR code for the Karkoli branch of Canara Bank, located in Hathras, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CNRB0018863.
Bank
Canara Bank
Branch & Address
Karkoli
Vpo Karkoli Tehsil Sadabad Distt Hathras PIN 281307
Hathras, Karkoli, Uttar Pradesh
MICR Code Structure
281
City
015
Bank
048
Branch
City code 281 identifies the RBI clearing centre, bank code 015 identifies Canara Bank, and branch code 048 identifies this specific branch.
Online Payment Methods Supported
Other Canara Bank branches near Hathras
Other banks in Hathras, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CNRB0018863) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 281015048 is in the middle, and your account number is on the right.