Which bank does MICR code 282024016 belong to?

MICR code 282024016 belongs to Punjab National Bank, Agra Ibb, Kalpnidhi Agra branch, located at Sanjay Place, Agra, Uttar Pradesh. The corresponding IFSC code is PUNB0390000.

What is the IFSC code for MICR 282024016?

The IFSC code for Punjab National Bank Agra Ibb, Kalpnidhi Agra branch (MICR: 282024016) is PUNB0390000. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (282) represent the city/clearing centre, the next 3 digits (024) identify the bank, and the last 3 digits (016) identify the specific branch. For 282024016, the city code is 282, bank code is 024, and branch code is 016.

Punjab National Bank Agra Ibb, Kalpnidhi Agra (PNB)

Agra Ibb, Kalpnidhi Agra · Agra, Uttar Pradesh

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282024016

282024016 is the MICR code for the Agra Ibb, Kalpnidhi Agra branch of Punjab National Bank, located in Agra, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0390000.

Bank

Punjab National Bank

Branch & Address

Agra Ibb, Kalpnidhi Agra

Sanjay Place

Agra, Agra, Uttar Pradesh

Codes for this Branch

MICR (cheques)

282024016

IFSC (online transfers)

PUNB0390000

View

SWIFT / BIC

PUNBINBBASC

MICR Code Structure

282

City

024

Bank

016

Branch

City code 282 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 016 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Punjab National Bank (PNB) branches near Agra

Agra Agra, Uttar Pradesh PUNB0027320 Agrabank Colony Agra, Uttar Pradesh PUNB0102010 Agra Belanganj, Distt. Agra , U Agra, Uttar Pradesh PUNB0000300 Agra Cantt, Para Br.head Qtr Agra, Uttar Pradesh PUNB0497500 Agra Cantt, Prtc Agra, Uttar Pradesh PUNB0422900 Agra Civil Lines Curch Road Agra, Uttar Pradesh PUNB0894600

Other banks in Agra, Uttar Pradesh

AU Small Finance Bank 4 branches Axis Bank 21 branches Bandhan Bank 3 branches Bank of Baroda 23 branches Bank of India 26 branches Bank of Maharashtra 5 branches Canara Bank 109 branches Catholic Syrian Bank 1 branch

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0390000) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 282024016 is in the middle, and your account number is on the right.

View full branch details for IFSC PUNB0390000