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HDFC Bank Babina

Babina · Jalaun, Uttar Pradesh

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284240302

284240302 is the MICR code for the Babina branch of HDFC Bank, located in Jalaun, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0001948.

Bank

HDFC Bank

Branch & Address

Babina

Building No.1, Ram Raja Traders, Near Babina Chungi Babina 284401

Jalaun, Babina, Uttar Pradesh

Contact

+919935903333

Codes for this Branch

MICR (cheques)

284240302

IFSC (online transfers)

HDFC0001948

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

284

City

240

Bank

302

Branch

City code 284 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 302 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other HDFC Bank branches near Jalaun

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0001948) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 284240302 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0001948