Jammu and Kashmir Bank Ajmer
Ajmer · Ajmer, Rajasthan
305051002 is the MICR code for the Ajmer branch of Jammu and Kashmir Bank, located in Ajmer, Rajasthan. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JAKA0AJMERR.
Bank
Jammu and Kashmir Bank
Branch & Address
Ajmer
Ground Floor and First Floor, Commercial Area no 303/22, Plaza Cinema Road, Digghi Chowk, Ajmer, PIN 305001
Ajmer, Ajmer, Rajasthan
Contact
+919906916809MICR Code Structure
305
City
051
Bank
002
Branch
City code 305 identifies the RBI clearing centre, bank code 051 identifies Jammu and Kashmir Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Jammu and Kashmir Bank branches near Ajmer
Other banks in Ajmer, Rajasthan
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JAKA0AJMERR) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 305051002 is in the middle, and your account number is on the right.