State Bank of India Kaladwas (SBI)
Kaladwas · Udaipur, Rajasthan
313002091 is the MICR code for the Kaladwas branch of State Bank of India, located in Udaipur, Rajasthan. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0032039.
Bank
State Bank of India
Branch & Address
Kaladwas
Ttnfindi, G1316, Hmhhindutrilr, Ldw, Thilgirw, Ditrictudipur, Pincd313003, Rjthn
Udaipur, Udaipur, Rajasthan
Contact
+912942650027MICR Code Structure
313
City
002
Bank
091
Branch
City code 313 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 091 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Udaipur
Other banks in Udaipur, Rajasthan
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0032039) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 313002091 is in the middle, and your account number is on the right.