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State Bank of India Punrasar (SBI)

Punrasar · Churu, Rajasthan

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331002043

331002043 is the MICR code for the Punrasar branch of State Bank of India, located in Churu, Rajasthan. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0031654.

Bank

State Bank of India

Branch & Address

Punrasar

Distt Churu 331803

Churu, Punrasar, Rajasthan

Contact

+911565274654

Codes for this Branch

MICR (cheques)

331002043

IFSC (online transfers)

SBIN0031654

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MICR Code Structure

331

City

002

Bank

043

Branch

City code 331 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 043 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other State Bank of India (SBI) branches near Churu

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0031654) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 331002043 is in the middle, and your account number is on the right.

View full branch details for IFSC SBIN0031654