State Bank of India Bhanvad (SBI)
Bhanvad · Kutch, Gujarat
360002199 is the MICR code for the Bhanvad branch of State Bank of India, located in Kutch, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0010951.
Bank
State Bank of India
Branch & Address
Bhanvad
Shreeji Krupa, Ashapura Chowk, Ranjit Para, Taluka Vikas Main Road, Bhanvad360510
Kutch, Bhanvad, Gujarat
Contact
+912896232456MICR Code Structure
360
City
002
Bank
199
Branch
City code 360 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 199 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Kutch
Other banks in Kutch, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0010951) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 360002199 is in the middle, and your account number is on the right.