HDFC Bank Porbandar Vibhagiya Nagrik Sahkari Bank LTD
Porbandar Vibhagiya Nagrik Sahkari Bank LTD · Porbandar, Gujarat
360803121 is the MICR code for the Porbandar Vibhagiya Nagrik Sahkari Bank LTD branch of HDFC Bank, located in Porbandar, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CPVNSB.
Bank
HDFC Bank
Branch & Address
Porbandar Vibhagiya Nagrik Sahkari Bank LTD
Khadi Gramodyog Bhavan Bulding Opp Sudama Chowk Porbandar 360575
Porbandar, Porbandar, Gujarat
Contact
+912862242599Codes for this Branch
MICR (cheques)
360803121
IFSC (online transfers)
HDFC0CPVNSB
SWIFT / BIC
HDFCINBB
MICR Code Structure
360
City
803
Bank
121
Branch
City code 360 identifies the RBI clearing centre, bank code 803 identifies HDFC Bank, and branch code 121 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Porbandar
Other banks in Porbandar, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CPVNSB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 360803121 is in the middle, and your account number is on the right.