Which bank does MICR code 362803051 belong to?

MICR code 362803051 belongs to Veraval Mercantile Co-operative Bank, Veraval Mercantile Co-operative Bank IMPS branch, located at Suvas, 1st Floor, Junagadh Road, Veraval - 362266, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CVMCBA.

What is the IFSC code for MICR 362803051?

The IFSC code for Veraval Mercantile Co-operative Bank Veraval Mercantile Co-operative Bank IMPS branch (MICR: 362803051) is HDFC0CVMCBA. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (362) represent the city/clearing centre, the next 3 digits (803) identify the bank, and the last 3 digits (051) identify the specific branch. For 362803051, the city code is 362, bank code is 803, and branch code is 051.

Veraval Mercantile Co-operative Bank Veraval Mercantile Co-operative Bank IMPS

Veraval Mercantile Co-operative Bank IMPS · Mumbai, Maharashtra

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362803051

362803051 is the MICR code for the Veraval Mercantile Co-operative Bank IMPS branch of Veraval Mercantile Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CVMCBA.

Bank

Veraval Mercantile Co-operative Bank

Branch & Address

Veraval Mercantile Co-operative Bank IMPS

Suvas, 1st Floor, Junagadh Road, Veraval - 362266

Mumbai, Veraval, Maharashtra

Contact

+9128766220209

Codes for this Branch

MICR (cheques)

362803051

IFSC (online transfers)

HDFC0CVMCBA

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

362

City

803

Bank

051

Branch

City code 362 identifies the RBI clearing centre, bank code 803 identifies Veraval Mercantile Co-operative Bank, and branch code 051 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Veraval Mercantile Co-operative Bank branches near Mumbai

Ab Bank IMPS Mumbai, Maharashtra HDFC0CABBLM Abhinandan Urban Co-operative Bank Amravati IMPS Mumbai, Maharashtra HDFC0CMAN01 Adarsh Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CADARS Adarsh Mahila Mercantile Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CAMMCO Agrasen Co-operative Urban Bank IMPS Mumbai, Maharashtra HDFC0CAUB01 Agrasen Nagari Sahakari Bank IMPS Mumbai, Maharashtra HDFC0CTANSB

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CVMCBA) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 362803051 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CVMCBA