Which bank does MICR code 362804051 belong to?

MICR code 362804051 belongs to Veraval Peoples Co-operative Bank, Veraval Peoples Co-operative Bank IMPS branch, located at Vrundavan Opp. S T Bus Station Nr. Shubham Tower Veraval- 3622266, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CVPCBL.

What is the IFSC code for MICR 362804051?

The IFSC code for Veraval Peoples Co-operative Bank Veraval Peoples Co-operative Bank IMPS branch (MICR: 362804051) is HDFC0CVPCBL. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (362) represent the city/clearing centre, the next 3 digits (804) identify the bank, and the last 3 digits (051) identify the specific branch. For 362804051, the city code is 362, bank code is 804, and branch code is 051.

Veraval Peoples Co-operative Bank Veraval Peoples Co-operative Bank IMPS

Veraval Peoples Co-operative Bank IMPS · Mumbai, Maharashtra

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362804051

362804051 is the MICR code for the Veraval Peoples Co-operative Bank IMPS branch of Veraval Peoples Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CVPCBL.

Bank

Veraval Peoples Co-operative Bank

Branch & Address

Veraval Peoples Co-operative Bank IMPS

Vrundavan Opp. S T Bus Station Nr. Shubham Tower Veraval- 3622266

Mumbai, Veraval, Maharashtra

Contact

+912876244122

Codes for this Branch

MICR (cheques)

362804051

IFSC (online transfers)

HDFC0CVPCBL

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

362

City

804

Bank

051

Branch

City code 362 identifies the RBI clearing centre, bank code 804 identifies Veraval Peoples Co-operative Bank, and branch code 051 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CVPCBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 362804051 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CVPCBL