Mehsana Urban Co-operative Bank Morbi
Morbi · Morbi, Gujarat
363313021 is the MICR code for the Morbi branch of Mehsana Urban Co-operative Bank, located in Morbi, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code MSNU0000052.
Bank
Mehsana Urban Co-operative Bank
Branch & Address
Morbi
7/3091, Ground Floor, Opp Harsh Petrol Pump, Near Sardar Buag, Sanada Road
Morbi, Morbi, Gujarat
MICR Code Structure
363
City
313
Bank
021
Branch
City code 363 identifies the RBI clearing centre, bank code 313 identifies Mehsana Urban Co-operative Bank, and branch code 021 identifies this specific branch.
Online Payment Methods Supported
Other Mehsana Urban Co-operative Bank branches near Morbi
Other banks in Morbi, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (MSNU0000052) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 363313021 is in the middle, and your account number is on the right.