IDBI Citizens Co Operative Bank LTD
Citizens Co Operative Bank LTD · Rajkot, Gujarat
364471002 is the MICR code for the Citizens Co Operative Bank LTD branch of IDBI, located in Rajkot, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL01642C7.
Bank
IDBI
Branch & Address
Citizens Co Operative Bank LTD
101, Sagar Complex, nr Kala Nala, Moti Baug Road, Bhavnagar, 364001
Rajkot, Rajkot, Gujarat
Contact
+912782510800MICR Code Structure
364
City
471
Bank
002
Branch
City code 364 identifies the RBI clearing centre, bank code 471 identifies IDBI, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Rajkot
Other banks in Rajkot, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL01642C7) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 364471002 is in the middle, and your account number is on the right.