Jana Small Finance Bank Waghwadi Rd Bhavnagar
Waghwadi Rd Bhavnagar · Bhavnagar, Gujarat
364788003 is the MICR code for the Waghwadi Rd Bhavnagar branch of Jana Small Finance Bank, located in Bhavnagar, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSFB0003149.
Bank
Jana Small Finance Bank
Branch & Address
Waghwadi Rd Bhavnagar
Jana Small Finance Bank Ltd, 201/202, Shree Ashthvinayak City Mall, Opp.madhav Darshan, Waghawadi Road, Bhavnagar -364001
Bhavnagar, Bhavnagar, Gujarat
MICR Code Structure
364
City
788
Bank
003
Branch
City code 364 identifies the RBI clearing centre, bank code 788 identifies Jana Small Finance Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Jana Small Finance Bank branches near Bhavnagar
Other banks in Bhavnagar, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSFB0003149) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 364788003 is in the middle, and your account number is on the right.