HDFC Bank Baroi Road
Baroi Road · Kachchh, Gujarat
370240122 is the MICR code for the Baroi Road branch of HDFC Bank, located in Kachchh, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0006361.
Bank
HDFC Bank
Branch & Address
Baroi Road
Patidar Plaza Survey no 202 Plot no 36 Opp Mims Hospital Baroi Road Mundra Mundra Gujarat 370421
Kachchh, Mundra, Gujarat
Contact
+9118002026161Codes for this Branch
MICR (cheques)
370240122
IFSC (online transfers)
HDFC0006361
SWIFT / BIC
HDFCINBB
MICR Code Structure
370
City
240
Bank
122
Branch
City code 370 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 122 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Kachchh
Other banks in Kachchh, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0006361) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 370240122 is in the middle, and your account number is on the right.