Viramgam Mercantile Co-operative Bank Viramgam Mercantile Co-operative Bank IMPS
Viramgam Mercantile Co-operative Bank IMPS · Mumbai, Maharashtra
380118064 is the MICR code for the Viramgam Mercantile Co-operative Bank IMPS branch of Viramgam Mercantile Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code GSCB0UVIRAM.
Bank
Viramgam Mercantile Co-operative Bank
Branch & Address
Viramgam Mercantile Co-operative Bank IMPS
The Viramgam Mercantile Coop Bank Ltd., Mohanbhai Patel Marg, Viramgam-382 150.
Mumbai, Viramgam, Maharashtra
Contact
+912715233531MICR Code Structure
380
City
118
Bank
064
Branch
City code 380 identifies the RBI clearing centre, bank code 118 identifies Viramgam Mercantile Co-operative Bank, and branch code 064 identifies this specific branch.
Online Payment Methods Supported
Other Viramgam Mercantile Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (GSCB0UVIRAM) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 380118064 is in the middle, and your account number is on the right.