Which bank does MICR code 380118321 belong to?

MICR code 380118321 belongs to Gandhinagar Nagrik Co-operative Bank, Gandhinagar Nagrik Co-operative Bank IMPS branch, located at Plot No-391, Gh 4.5 , Sector 16 , Gandhinagar - 382 016, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CGNCBL.

What is the IFSC code for MICR 380118321?

The IFSC code for Gandhinagar Nagrik Co-operative Bank Gandhinagar Nagrik Co-operative Bank IMPS branch (MICR: 380118321) is HDFC0CGNCBL. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (380) represent the city/clearing centre, the next 3 digits (118) identify the bank, and the last 3 digits (321) identify the specific branch. For 380118321, the city code is 380, bank code is 118, and branch code is 321.

Gandhinagar Nagrik Co-operative Bank Gandhinagar Nagrik Co-operative Bank IMPS

Gandhinagar Nagrik Co-operative Bank IMPS · Mumbai, Maharashtra

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380118321

380118321 is the MICR code for the Gandhinagar Nagrik Co-operative Bank IMPS branch of Gandhinagar Nagrik Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CGNCBL.

Bank

Gandhinagar Nagrik Co-operative Bank

Branch & Address

Gandhinagar Nagrik Co-operative Bank IMPS

Plot No-391, Gh 4.5 , Sector 16 , Gandhinagar - 382 016

Mumbai, Gandhinagar, Maharashtra

Contact

+917923247215

Codes for this Branch

MICR (cheques)

380118321

IFSC (online transfers)

HDFC0CGNCBL

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

380

City

118

Bank

321

Branch

City code 380 identifies the RBI clearing centre, bank code 118 identifies Gandhinagar Nagrik Co-operative Bank, and branch code 321 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Gandhinagar Nagrik Co-operative Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CGNCBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 380118321 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CGNCBL