Vijay Co-operative Bank Vijay Co-operative Bank IMPS
Vijay Co-operative Bank IMPS · Mumbai, Maharashtra
380132099 is the MICR code for the Vijay Co-operative Bank IMPS branch of Vijay Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code VCOB0000001.
Bank
Vijay Co-operative Bank
Branch & Address
Vijay Co-operative Bank IMPS
Nobles Building, Opp Nehru Bridge, Ashram Road
Mumbai, Ahmedabad, Maharashtra
Contact
+917926587688MICR Code Structure
380
City
132
Bank
099
Branch
City code 380 identifies the RBI clearing centre, bank code 132 identifies Vijay Co-operative Bank, and branch code 099 identifies this specific branch.
Online Payment Methods Supported
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (VCOB0000001) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 380132099 is in the middle, and your account number is on the right.