Cosmos Co-operative Bank Ashram Road
Ashram Road · Ahmadabad, Gujarat
380164003 is the MICR code for the Ashram Road branch of Cosmos Co-operative Bank, located in Ahmadabad, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code COSB0000049.
Bank
Cosmos Co-operative Bank
Branch & Address
Ashram Road
1st Floor, Cosmos Bank Bhavan , Near Income Tax Office, Ashram Road Ahmedabad 380009
Ahmadabad, Ahmedabad, Gujarat
Contact
+917927545694MICR Code Structure
380
City
164
Bank
003
Branch
City code 380 identifies the RBI clearing centre, bank code 164 identifies Cosmos Co-operative Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Cosmos Co-operative Bank branches near Ahmadabad
Other banks in Ahmadabad, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (COSB0000049) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 380164003 is in the middle, and your account number is on the right.