Navnirman Co-operative Bank Koba
Koba · Gandhinagar, Gujarat
382139002 is the MICR code for the Koba branch of Navnirman Co-operative Bank, located in Gandhinagar, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code NVNM0000016.
Bank
Navnirman Co-operative Bank
Branch & Address
Koba
Shop no 3 and 4, Keshvam Dream Heights, K Raheja Road, Koba , Gandhinagar, 382421, Gujarat
Gandhinagar, Gandhinagar, Gujarat
MICR Code Structure
382
City
139
Bank
002
Branch
City code 382 identifies the RBI clearing centre, bank code 139 identifies Navnirman Co-operative Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Navnirman Co-operative Bank branches near Gandhinagar
Other banks in Gandhinagar, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (NVNM0000016) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 382139002 is in the middle, and your account number is on the right.