Mehsana Urban Co-operative Bank Modhera Road
Modhera Road · Mehsana, Gujarat
384313004 is the MICR code for the Modhera Road branch of Mehsana Urban Co-operative Bank, located in Mehsana, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code MSNU0000037.
Bank
Mehsana Urban Co-operative Bank
Branch & Address
Modhera Road
Ground Floor 68-73, R Business Hub, Gidc Area, Modhera Road, Mehsana-384002, Dist. - Mehsana, State - Gujarat
Mehsana, Mehsana, Gujarat
MICR Code Structure
384
City
313
Bank
004
Branch
City code 384 identifies the RBI clearing centre, bank code 313 identifies Mehsana Urban Co-operative Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Mehsana Urban Co-operative Bank branches near Mehsana
Other banks in Mehsana, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (MSNU0000037) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 384313004 is in the middle, and your account number is on the right.