Which bank does MICR code 384815081 belong to?

MICR code 384815081 belongs to Patan Nagarik Sahakari Bank, Patan Nagarik Sahakari Bank IMPS branch, located at Patan Nagarik Sahakari Bank Ltd., Near Milan Talkies, Patan (n.g.) 384 265, Mumbai, Maharashtra. The corresponding IFSC code is GSCB0UPATAN.

What is the IFSC code for MICR 384815081?

The IFSC code for Patan Nagarik Sahakari Bank Patan Nagarik Sahakari Bank IMPS branch (MICR: 384815081) is GSCB0UPATAN. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (384) represent the city/clearing centre, the next 3 digits (815) identify the bank, and the last 3 digits (081) identify the specific branch. For 384815081, the city code is 384, bank code is 815, and branch code is 081.

Patan Nagarik Sahakari Bank Patan Nagarik Sahakari Bank IMPS

Patan Nagarik Sahakari Bank IMPS · Mumbai, Maharashtra

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384815081

384815081 is the MICR code for the Patan Nagarik Sahakari Bank IMPS branch of Patan Nagarik Sahakari Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code GSCB0UPATAN.

Bank

Patan Nagarik Sahakari Bank

Branch & Address

Patan Nagarik Sahakari Bank IMPS

Patan Nagarik Sahakari Bank Ltd., Near Milan Talkies, Patan (n.g.) 384 265

Mumbai, Patan, Maharashtra

Contact

+912766220377

Codes for this Branch

MICR (cheques)

384815081

IFSC (online transfers)

GSCB0UPATAN

View

MICR Code Structure

384

City

815

Bank

081

Branch

City code 384 identifies the RBI clearing centre, bank code 815 identifies Patan Nagarik Sahakari Bank, and branch code 081 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Patan Nagarik Sahakari Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (GSCB0UPATAN) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 384815081 is in the middle, and your account number is on the right.

View full branch details for IFSC GSCB0UPATAN