HDFC Bank The Banaskantha Mercantile Co B LTD
The Banaskantha Mercantile Co B LTD · Ahmadabad, Gujarat
385208001 is the MICR code for the The Banaskantha Mercantile Co B LTD branch of HDFC Bank, located in Ahmadabad, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CTBMC1.
Bank
HDFC Bank
Branch & Address
The Banaskantha Mercantile Co B LTD
Old Sardar Gunj Road Gathaman Gate Palanpur 385001
Ahmadabad, Ahmedabad, Gujarat
Contact
+917573031002Codes for this Branch
MICR (cheques)
385208001
IFSC (online transfers)
HDFC0CTBMC1
SWIFT / BIC
HDFCINBB
MICR Code Structure
385
City
208
Bank
001
Branch
City code 385 identifies the RBI clearing centre, bank code 208 identifies HDFC Bank, and branch code 001 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Ahmadabad
Other banks in Ahmadabad, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CTBMC1) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 385208001 is in the middle, and your account number is on the right.