HDFC Bank Ghodiyal
Ghodiyal · Banas Kantha, Gujarat
385240004 is the MICR code for the Ghodiyal branch of HDFC Bank, located in Banas Kantha, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0003414.
Bank
HDFC Bank
Branch & Address
Ghodiyal
Behind Primary School, at and Po-ghodiyal, Taluka-vadgam, Dist-banaskantha Ghodiyal Gujarat 385421
Banas Kantha, Vadgam, Gujarat
Contact
+919898271111Codes for this Branch
MICR (cheques)
385240004
IFSC (online transfers)
HDFC0003414
SWIFT / BIC
HDFCINBB
MICR Code Structure
385
City
240
Bank
004
Branch
City code 385 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Banas Kantha
Other banks in Banas Kantha, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0003414) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 385240004 is in the middle, and your account number is on the right.