Gujarat State Co-operative Bank Patan Nagrik Sahakari Bank LTD Deesa
Patan Nagrik Sahakari Bank LTD Deesa · Banaskantha, Gujarat
385811031 is the MICR code for the Patan Nagrik Sahakari Bank LTD Deesa branch of Gujarat State Co-operative Bank, located in Banaskantha, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code GSCB0UPAT02.
Bank
Gujarat State Co-operative Bank
Branch & Address
Patan Nagrik Sahakari Bank LTD Deesa
25 26 and 1st Floor Hanumanji Shopping Centre Patan Deesa Highway Road
Banaskantha, Deesa, Gujarat
Contact
+912744225660MICR Code Structure
385
City
811
Bank
031
Branch
City code 385 identifies the RBI clearing centre, bank code 811 identifies Gujarat State Co-operative Bank, and branch code 031 identifies this specific branch.
Online Payment Methods Supported
Other Gujarat State Co-operative Bank branches near Banaskantha
Other banks in Banaskantha, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (GSCB0UPAT02) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 385811031 is in the middle, and your account number is on the right.