Bank of India Kavitha (BOI)
Kavitha · Kavitha Dist Anand, Gujarat
388013509 is the MICR code for the Kavitha branch of Bank of India, located in Kavitha Dist Anand, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0002813.
Bank
Bank of India
Branch & Address
Kavitha
Holi Chaklakavitha Taluka Borsad Dist Anand
Kavitha Dist Anand, Kavitha Dist Anand, Gujarat
Contact
+912696221313MICR Code Structure
388
City
013
Bank
509
Branch
City code 388 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 509 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Kavitha Dist Anand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0002813) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 388013509 is in the middle, and your account number is on the right.