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Indian Bank Dharmaj

Dharmaj · Anand, Gujarat

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388019171

388019171 is the MICR code for the Dharmaj branch of Indian Bank, located in Anand, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000D616.

Bank

Indian Bank

Branch & Address

Dharmaj

House No548 Prabhat Chowk Opp Post Office Dharmaj 388430 PIN 388430

Anand, Anand, Gujarat

Contact

+918080820783

Codes for this Branch

MICR (cheques)

388019171

IFSC (online transfers)

IDIB000D616

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MICR Code Structure

388

City

019

Bank

171

Branch

City code 388 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 171 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Indian Bank branches near Anand

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000D616) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 388019171 is in the middle, and your account number is on the right.

View full branch details for IFSC IDIB000D616