Punjab National Bank Gana-gujarat (PNB)
Gana-gujarat · Anand, Gujarat
388024009 is the MICR code for the Gana-gujarat branch of Punjab National Bank, located in Anand, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0132910.
Bank
Punjab National Bank
Branch & Address
Gana-gujarat
473&474, Patel Samaj Patel Wadi No.1, Gana 388345
Anand, Anand, Gujarat
Contact
+912692223MICR Code Structure
388
City
024
Bank
009
Branch
City code 388 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 009 identifies this specific branch.
Online Payment Methods Supported
Other Punjab National Bank (PNB) branches near Anand
Other banks in Anand, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0132910) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 388024009 is in the middle, and your account number is on the right.