Utkarsh Small Finance Bank Anand Gujarat
Anand Gujarat · Gujarat, Gujarat
388762002 is the MICR code for the Anand Gujarat branch of Utkarsh Small Finance Bank, located in Gujarat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001647.
Bank
Utkarsh Small Finance Bank
Branch & Address
Anand Gujarat
Shop Number -5 6 7& 8 Ground Floor R K Hub City Survey Number 254 Near Bhaikaka Statue Garden Vallabh Vidyanagar Anand-388120.gujarat
Gujarat, Gujarat, Gujarat
MICR Code Structure
388
City
762
Bank
002
Branch
City code 388 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Gujarat
Other banks in Gujarat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001647) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 388762002 is in the middle, and your account number is on the right.