HDFC Bank The Godhra City Cooperative Bank Lt
The Godhra City Cooperative Bank Lt · Panch Mahals, Gujarat
389804001 is the MICR code for the The Godhra City Cooperative Bank Lt branch of HDFC Bank, located in Panch Mahals, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CGCCB1.
Bank
HDFC Bank
Branch & Address
The Godhra City Cooperative Bank Lt
Sahakar Chowk, Near Police Chowky no 1, Post Box no 53, Godhra
Panch Mahals, Godhra, Gujarat
Contact
+912672240083Codes for this Branch
MICR (cheques)
389804001
IFSC (online transfers)
HDFC0CGCCB1
SWIFT / BIC
HDFCINBB
MICR Code Structure
389
City
804
Bank
001
Branch
City code 389 identifies the RBI clearing centre, bank code 804 identifies HDFC Bank, and branch code 001 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Panch Mahals
Other banks in Panch Mahals, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CGCCB1) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 389804001 is in the middle, and your account number is on the right.