HDFC Bank The Godhra City Co Op Bank LTD
The Godhra City Co Op Bank LTD · Panchmahal, Gujarat
389804003 is the MICR code for the The Godhra City Co Op Bank LTD branch of HDFC Bank, located in Panchmahal, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CGCCB3.
Bank
HDFC Bank
Branch & Address
The Godhra City Co Op Bank LTD
Shreeji Plaza Station Road Godhra
Panchmahal, Godhra, Gujarat
Contact
+919374277111Codes for this Branch
MICR (cheques)
389804003
IFSC (online transfers)
HDFC0CGCCB3
SWIFT / BIC
HDFCINBB
MICR Code Structure
389
City
804
Bank
003
Branch
City code 389 identifies the RBI clearing centre, bank code 804 identifies HDFC Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Panchmahal
Other banks in Panchmahal, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CGCCB3) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 389804003 is in the middle, and your account number is on the right.