Which bank does MICR code 389810061 belong to?

MICR code 389810061 belongs to Lunawada Peoples Co-operative Bank, Lunawada Peoples Co-operative Bank IMPS branch, located at Hatankuwa Lunawada - 389230 District - Panchmahal Gujarat-389230, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CLPCBL.

What is the IFSC code for MICR 389810061?

The IFSC code for Lunawada Peoples Co-operative Bank Lunawada Peoples Co-operative Bank IMPS branch (MICR: 389810061) is HDFC0CLPCBL. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (389) represent the city/clearing centre, the next 3 digits (810) identify the bank, and the last 3 digits (061) identify the specific branch. For 389810061, the city code is 389, bank code is 810, and branch code is 061.

Lunawada Peoples Co-operative Bank Lunawada Peoples Co-operative Bank IMPS

Lunawada Peoples Co-operative Bank IMPS · Mumbai, Maharashtra

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389810061

389810061 is the MICR code for the Lunawada Peoples Co-operative Bank IMPS branch of Lunawada Peoples Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CLPCBL.

Bank

Lunawada Peoples Co-operative Bank

Branch & Address

Lunawada Peoples Co-operative Bank IMPS

Hatankuwa Lunawada - 389230 District - Panchmahal Gujarat-389230

Mumbai, Lunawada, Maharashtra

Contact

+912674252531

Codes for this Branch

MICR (cheques)

389810061

IFSC (online transfers)

HDFC0CLPCBL

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

389

City

810

Bank

061

Branch

City code 389 identifies the RBI clearing centre, bank code 810 identifies Lunawada Peoples Co-operative Bank, and branch code 061 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Lunawada Peoples Co-operative Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CLPCBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 389810061 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CLPCBL