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Lunawada Nagarik Sahakari Bank Lunawada Nagarik Sahakari Bank IMPS

Lunawada Nagarik Sahakari Bank IMPS · Mumbai, Maharashtra

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389811061

389811061 is the MICR code for the Lunawada Nagarik Sahakari Bank IMPS branch of Lunawada Nagarik Sahakari Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0SLNSB1.

Bank

Lunawada Nagarik Sahakari Bank

Branch & Address

Lunawada Nagarik Sahakari Bank IMPS

Astana Bazar, Lunawada 389230

Mumbai, Lunawada, Maharashtra

Contact

+912674250068

Codes for this Branch

MICR (cheques)

389811061

IFSC (online transfers)

UTIB0SLNSB1

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MICR Code Structure

389

City

811

Bank

061

Branch

City code 389 identifies the RBI clearing centre, bank code 811 identifies Lunawada Nagarik Sahakari Bank, and branch code 061 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Lunawada Nagarik Sahakari Bank branches near Mumbai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0SLNSB1) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 389811061 is in the middle, and your account number is on the right.

View full branch details for IFSC UTIB0SLNSB1