HDFC Bank The Baroda City Cooperative Bank Li
The Baroda City Cooperative Bank Li · Vadodara, Gujarat
390156000 is the MICR code for the The Baroda City Cooperative Bank Li branch of HDFC Bank, located in Vadodara, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CTBCCB.
Bank
HDFC Bank
Branch & Address
The Baroda City Cooperative Bank Li
HO Sanstha Vasahat Raopura Vadodara 390001
Vadodara, Vadodara, Gujarat
Contact
+912652428514Codes for this Branch
MICR (cheques)
390156000
IFSC (online transfers)
HDFC0CTBCCB
SWIFT / BIC
HDFCINBB
MICR Code Structure
390
City
156
Bank
000
Branch
City code 390 identifies the RBI clearing centre, bank code 156 identifies HDFC Bank, and branch code 000 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Vadodara
Other banks in Vadodara, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CTBCCB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 390156000 is in the middle, and your account number is on the right.