Which bank does MICR code 390315002 belong to?

MICR code 390315002 belongs to Shri Chhani Nagrik Sahakari Bank, Shri Chhani Nagrik Sahakari Bank IMPS branch, located at Opp, Navapura, Chhani, Vaododara. 391740, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CSCNSB.

What is the IFSC code for MICR 390315002?

The IFSC code for Shri Chhani Nagrik Sahakari Bank Shri Chhani Nagrik Sahakari Bank IMPS branch (MICR: 390315002) is HDFC0CSCNSB. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (390) represent the city/clearing centre, the next 3 digits (315) identify the bank, and the last 3 digits (002) identify the specific branch. For 390315002, the city code is 390, bank code is 315, and branch code is 002.

Shri Chhani Nagrik Sahakari Bank Shri Chhani Nagrik Sahakari Bank IMPS

Shri Chhani Nagrik Sahakari Bank IMPS · Mumbai, Maharashtra

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390315002

390315002 is the MICR code for the Shri Chhani Nagrik Sahakari Bank IMPS branch of Shri Chhani Nagrik Sahakari Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CSCNSB.

Bank

Shri Chhani Nagrik Sahakari Bank

Branch & Address

Shri Chhani Nagrik Sahakari Bank IMPS

Opp, Navapura, Chhani, Vaododara. 391740

Mumbai, Vadodara, Maharashtra

Contact

+912656506177

Codes for this Branch

MICR (cheques)

390315002

IFSC (online transfers)

HDFC0CSCNSB

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

390

City

315

Bank

002

Branch

City code 390 identifies the RBI clearing centre, bank code 315 identifies Shri Chhani Nagrik Sahakari Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Shri Chhani Nagrik Sahakari Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CSCNSB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 390315002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CSCNSB