Which bank does MICR code 390322002 belong to?

MICR code 390322002 belongs to Alavi Co-operative Bank, Alavi Co-operative Bank IMPS branch, located at Wadi, Chokhandi, Vadodara - 390017, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CALAVI.

What is the IFSC code for MICR 390322002?

The IFSC code for Alavi Co-operative Bank Alavi Co-operative Bank IMPS branch (MICR: 390322002) is HDFC0CALAVI. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (390) represent the city/clearing centre, the next 3 digits (322) identify the bank, and the last 3 digits (002) identify the specific branch. For 390322002, the city code is 390, bank code is 322, and branch code is 002.

Alavi Co-operative Bank Alavi Co-operative Bank IMPS

Alavi Co-operative Bank IMPS · Mumbai, Maharashtra

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390322002

390322002 is the MICR code for the Alavi Co-operative Bank IMPS branch of Alavi Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CALAVI.

Bank

Alavi Co-operative Bank

Branch & Address

Alavi Co-operative Bank IMPS

Wadi, Chokhandi, Vadodara - 390017

Mumbai, Vadodara, Maharashtra

Contact

+912652582245

Codes for this Branch

MICR (cheques)

390322002

IFSC (online transfers)

HDFC0CALAVI

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

390

City

322

Bank

002

Branch

City code 390 identifies the RBI clearing centre, bank code 322 identifies Alavi Co-operative Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Alavi Co-operative Bank branches near Mumbai

Ab Bank IMPS Mumbai, Maharashtra HDFC0CABBLM Abhinandan Urban Co-operative Bank Amravati IMPS Mumbai, Maharashtra HDFC0CMAN01 Adarsh Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CADARS Adarsh Mahila Mercantile Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CAMMCO Agrasen Co-operative Urban Bank IMPS Mumbai, Maharashtra HDFC0CAUB01 Agrasen Nagari Sahakari Bank IMPS Mumbai, Maharashtra HDFC0CTANSB

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CALAVI) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 390322002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CALAVI