Bank of India Chhota Udepur (BOI)
Chhota Udepur · Chhota Udepur, Gujarat
391013003 is the MICR code for the Chhota Udepur branch of Bank of India, located in Chhota Udepur, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0002923.
Bank
Bank of India
Branch & Address
Chhota Udepur
Bank of India, Chhota Udepur Branch, Bsnl Chhota Udepur Telephone Exchange Building, Beside Police Station, Near Petrol Pump Chowk, Chhota Udepur, Ta and Dist. Chhota Udepur, Gujarat 391165
Chhota Udepur, Chhota Udepur, Gujarat
Contact
+918827359655MICR Code Structure
391
City
013
Bank
003
Branch
City code 391 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Chhota Udepur
Other banks in Chhota Udepur, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0002923) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 391013003 is in the middle, and your account number is on the right.