What is the IFSC code for MICR 391240062?

The IFSC code for HDFC Bank Simaliya branch (MICR: 391240062) is HDFC0003530. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (391) represent the city/clearing centre, the next 3 digits (240) identify the bank, and the last 3 digits (062) identify the specific branch. For 391240062, the city code is 391, bank code is 240, and branch code is 062.

HDFC Bank Simaliya

Q: Which bank does MICR code 391240062 belong to?

MICR code 391240062 belongs to HDFC Bank, Simaliya branch, located at Akarni No. 119, Rajput Faliyu, Opp. Mahadev Temple, Ta Dabhoi, at and Post Simaliya, Vadodara, Gujarat. The corresponding IFSC code is HDFC0003530.

Simaliya · Vadodara, Gujarat

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391240062

391240062 is the MICR code for the Simaliya branch of HDFC Bank, located in Vadodara, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0003530.

Bank

HDFC Bank

Branch & Address

Simaliya

Akarni No. 119, Rajput Faliyu, Opp. Mahadev Temple, Ta Dabhoi, at and Post Simaliya

Vadodara, Samlaya, Gujarat

Contact

+919898271111

Codes for this Branch

MICR (cheques)

391240062

IFSC (online transfers)

HDFC0003530

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

391

City

240

Bank

062

Branch

City code 391 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 062 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other HDFC Bank branches near Vadodara

Ajod Vadodara, Gujarat HDFC0003069 Ajwa Road Vadodara, Gujarat HDFC0008667 Akota Vadodara, Gujarat HDFC0008659 Akota Garden Vadodara, Gujarat HDFC0009881 Alhadpura Vadodara, Gujarat HDFC0003077 Bajwas Vadodara, Gujarat HDFC0006092

Other banks in Vadodara, Gujarat

Abhyudaya Co-operative Bank 1 branch Ahmedabad Mercantile Co-operative Bank 2 branches AU Small Finance Bank 10 branches Axis Bank 45 branches Bandhan Bank 6 branches Bank of Baroda 125 branches Bank of India 6 branches Bank of Maharashtra 14 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0003530) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 391240062 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0003530