AU Small Finance Bank Naswadi
Naswadi · Chhotaudepur, Gujarat
391765004 is the MICR code for the Naswadi branch of AU Small Finance Bank, located in Chhotaudepur, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0004677.
Bank
AU Small Finance Bank
Branch & Address
Naswadi
Gf, House no 2437, Near Reng Forest Office, Near I T I, Rajpipla Road, at and Post Naswadi, Dist Chhota Udaipur, Guj, PIN 391152
Chhotaudepur, Chhotaudepur, Gujarat
MICR Code Structure
391
City
765
Bank
004
Branch
City code 391 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Chhotaudepur
Other banks in Chhotaudepur, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0004677) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 391765004 is in the middle, and your account number is on the right.