AU Small Finance Bank Karjan
Karjan · Vadodara, Gujarat
391765005 is the MICR code for the Karjan branch of AU Small Finance Bank, located in Vadodara, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0004393.
Bank
AU Small Finance Bank
Branch & Address
Karjan
Ground Floor, Karjan Nagarpalika, Main Bazar Road, Karjan, Vadodara, Gujarat 391240,
Vadodara, Vadodara, Gujarat
MICR Code Structure
391
City
765
Bank
005
Branch
City code 391 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Vadodara
Other banks in Vadodara, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0004393) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 391765005 is in the middle, and your account number is on the right.