SVC Co-operative Bank Bharuch
Bharuch · Bharuch, Gujarat
392089001 is the MICR code for the Bharuch branch of SVC Co-operative Bank, located in Bharuch, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SVCB0000144.
Bank
SVC Co-operative Bank
Branch & Address
Bharuch
Shop No.12, Silver Square, Link Road, Bharuch 392001
Bharuch, Bharuch, Gujarat
Contact
+912271999999MICR Code Structure
392
City
089
Bank
001
Branch
City code 392 identifies the RBI clearing centre, bank code 089 identifies SVC Co-operative Bank, and branch code 001 identifies this specific branch.
Online Payment Methods Supported
Other SVC Co-operative Bank branches near Bharuch
Other banks in Bharuch, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SVCB0000144) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 392089001 is in the middle, and your account number is on the right.