Navsarjan Industrial Co-operative Bank Navsarjan Industrial Co Op Bank LTD
Navsarjan Industrial Co Op Bank LTD · Bharuch, Gujarat
393802051 is the MICR code for the Navsarjan Industrial Co Op Bank LTD branch of Navsarjan Industrial Co-operative Bank, located in Bharuch, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CNICBL.
Bank
Navsarjan Industrial Co-operative Bank
Branch & Address
Navsarjan Industrial Co Op Bank LTD
Plot No.5602, C/1 and C/14, Gidc Estate, Ankleshwar 393002
Bharuch, Ankleshwar, Gujarat
Contact
+912646252791Codes for this Branch
MICR (cheques)
393802051
IFSC (online transfers)
HDFC0CNICBL
SWIFT / BIC
HDFCINBB
MICR Code Structure
393
City
802
Bank
051
Branch
City code 393 identifies the RBI clearing centre, bank code 802 identifies Navsarjan Industrial Co-operative Bank, and branch code 051 identifies this specific branch.
Online Payment Methods Supported
Other Navsarjan Industrial Co-operative Bank branches near Bharuch
Other banks in Bharuch, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CNICBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 393802051 is in the middle, and your account number is on the right.