Bank of India Songadh (BOI)
Songadh · Fort Songadh Dist Tapi, Gujarat
394013504 is the MICR code for the Songadh branch of Bank of India, located in Fort Songadh Dist Tapi, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0002541.
Bank
Bank of India
Branch & Address
Songadh
Round Floor 11 12 13aashirwad Residencyjunagamsongadh Dist Tapigujarat
Fort Songadh Dist Tapi, Fort Songadh Dist Tapi, Gujarat
Contact
+912624221081MICR Code Structure
394
City
013
Bank
504
Branch
City code 394 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 504 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Fort Songadh Dist Tapi
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0002541) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 394013504 is in the middle, and your account number is on the right.